Personal injury and medical bill insurance: This type of auto insurance can pay medical bills for treating injuries other drivers sustained as a result of the collision.Property damage coverage pays to repair someone’s property - not just their vehicle. Property damage payment: Sometimes accidents occur against mailboxes, garages and yards.In these situations, your auto insurance can pay for any damage you or your vehicle endure.
Uninsured/underinsured driver protection: Be proactive in protecting yourself against an accident with an uninsured driver.The other driver’s insurance may pay your deductible if you are not at fault in the accident. However, most of these policies have a deductible - the higher the deductible, the less you have to pay for insurance each month. Collision coverage: If your car collides with another vehicle or a different object and becomes damaged, auto insurance can cover the cost of repairs.
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